About KFSL

🏛 About Kumbhat Financial Services Limited (KFSL)

Kumbhat Financial Services Limited (KFSL) is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI) and listed on BSE Limited (Scrip Code: 526869). The Company is classified as an NBFC – Investment and Credit Company (NBFC-ICC), under the Base Layer of the RBI’s Scale Based Regulation framework. KFSL provides unsecured personal loans through technology-enabled lending platforms. We aim to make credit more accessible while safeguarding the interests of borrowers and other stakeholders.

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Customer Focus

Simple and accessible
financial solutions

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Responsible Lending

Prudent and ethical
practices

⚙️

Technology Driven

Digital platforms for
greater reach

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Creating Value

For customers,
shareholders and society

The Digital Lending Journey


Apply Online

Complete a simple application on the ORO Money App

KYC & Verification

Submit basic details and documents securely

Credit Assessment

Fast and technology-driven evaluation

Loan Approval

Get approval in minutes with clear terms and conditions

Disbursal

Funds credited directly to your bank account

Repayment

Flexible repayment options through digital channels

Key Features


Fully Digital

End to End Online Journey with minumal documentation

Transparent Pricing

Clear term with no hidden charges

Secure Process

Your data is safe with us

Designed for you

Tailored solution for salatied and self-employed individuals