
🏛 About Kumbhat Financial Services Limited (KFSL)
Kumbhat Financial Services Limited (KFSL) is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI) and listed on BSE Limited (Scrip Code: 526869). The Company is classified as an NBFC – Investment and Credit Company (NBFC-ICC), under the Base Layer of the RBI’s Scale Based Regulation framework. KFSL provides unsecured personal loans through technology-enabled lending platforms. We aim to make credit more accessible while safeguarding the interests of borrowers and other stakeholders.
Customer Focus
Simple and accessible
financial solutions
Responsible Lending
Prudent and ethical
practices
Technology Driven
Digital platforms for
greater reach
Creating Value
For customers,
shareholders and society
The Digital Lending Journey
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Apply Online
Complete a simple application on the ORO Money App
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KYC & Verification
Submit basic details and documents securely
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Credit Assessment
Fast and technology-driven evaluation
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Loan Approval
Get approval in minutes with clear terms and conditions
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Disbursal
Funds credited directly to your bank account
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Repayment
Flexible repayment options through digital channels
Key Features

Fully Digital
End to End Online Journey with minumal documentation

Transparent Pricing
Clear term with no hidden charges

Secure Process
Your data is safe with us

Designed for you
Tailored solution for salatied and self-employed individuals
